Electronic Payment Financing (EPF) is a revolutionary new concept in Opportunity Capital Financing. ProMAC provides an upfront lump sum cash purchase of a company’s future electronic receivables as an alternative financial product to traditional loans, leases, receivable factoring and other business debt.
Businesses that that receive any of the following electronic payments for services rendered can qualify:
- ACH
- Electronic Checks
- Electronic Fund Transfers
- Consumer Receivable Financing payments (i.e. Care Credit, GE Finance)
- All types of Credit Cards
ProMAC’s EPF can capture all types of electronic payments intermediated by a third party.
EPF Advantages
A ProMAC EPF is flexible, quicker to close, requires less paperwork, and requires no collateral or personal guarantee. The amount a business qualifies for is based on its historical average monthly electronic payment sales volume, and not on cash flow coverage.
- No repayment schedule and no monthly minimum payments
- Repayment is based on business volumes and the repayment % is fixed over the life of the transaction.
To find out more about ProMac’s alternative financing product contact us online or give us call today.

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